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President’s Message

On behalf of the Board of

Directors, management, and

employees of Mid-Central

Federal Savings Bank, I would

like to take this opportunity to

welcome you to our

website!!

As a small community savings bank, Mid Central is able to provide timely, personalized service, putting our Customer’s needs first by creating and delivering innovative and competitive banking products and services. We can do this because we have exceptional employees who take pride in meeting new challenges and providing excellence. Our employees continue to be well trained to deliver state of the art products and superior services.

Mid Central has a reputation as a leader in the industry. The reputation is based on our ability to deliver new banking systems and provide the latest technologies for our customers. The constant growth and development of our website is one more step in our continual commitment to keep you informed and to serve our communities and our customers in these changing times.

During the past year we are proud to have been able to execute the Disaster Relief Account, and to have remained committed and supportive to the community during it’s time of need, during one of the worst storms in the history of the Wadena area. We continue to be able to effectively operate the Disaster Relief Account for funds coming in from neighboring areas, individuals or organizations.

In the wave of business acquisitions and bank mergers, we are committed to remaining independent. This independence allows us to continue a long standing tradition of providing personal and friendly service involvement in our local communities and achieving superior financial performance for our stockholders.

As we reflect on the past year, and embrace a new year, we convey our gratitude to caring neighbors and communities.

Please let us know how we can make banking a more convenient and enjoyable experience for you. We are pleased to serve you.

Sincerely

Gary Sellman, President and Chief Executive Officer