What’s New


Due to changes in our processing system we would like to take this opportunity to confirm the following:

Effective May 1, 2013 all statements will be printed at the end of each month.  The first statement you will receive for May will be printed May 31st.  This excludes the following: Hold, Online Banking and Truncated Statements.

Please do not hesitate to contact our staff if you have questions or concerns regarding this matter.
Call 1-218-631-1414 for further details and assistance.


Mid-Central Federal Savings Bank Management and Staff.


New Services Available:

Welcome to Our Mobile Banking Services!


Start banking faster. We’re just a click away!

Download the app to your phone and sign up in just a few steps.

How to sign up for Mobile Banking:

  1. You need to be signed up for online banking
  2. Login to your online banking page
  3. Click on the “Mobile Banking” in the left column menu
  4. Follow the instructions

At Mid-Central Federal Savings Bank
we’re keeping up with your busy lifestyle!

Call or e-mail our staff if you need assistance signing up for our Mobile Banking Services.

E-mail is not necessarily secure against interception. If your communication is very sensitive, or includes personal information such as your account numbers, credit card number or social security number, you may want to call us, send it through the U.S. Post Office, or stop into one of our locations.

We now offer Sweep Accounts with Interest, Senior and Business Checking Accounts!

Just open a savings account and we will attach it to your checking account to ensure you are not overdrawn.*  Ask any teller and they will guide you through the process.
* There is a regulatory limit of six (6) sweeps maximum per month through this process.

Our Senior checking now starts at age 50!
Ready to switch over – just let any teller know that you are eligible and we can switch your account to Senior checking so you can start receiving the benefits today!

Tired of paying Debit Card and ATM Fees?
At Mid-Central Federal Savings Bank, we never charge you a fee for access to a debit card, and if you maintain a $1000 monthly balance in your Interest Checking account – we refund your ATM Fees!  How’s that for service?

Have a student that you want to teach how to maintain a checking account?
We have the solution!  Student checking is available for customers between the ages of 16 and 24 that are currently enrolled in school.  Free checks and interest – what a deal!