Mid-Central Federal Savings Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations, or call 218-631-1414
Mid-Central Federal Savings Bank has chosen not to participate in the FDIC's Transaction Account Guarantee Program. Customers of Mid-Central Federal Savings Bank with non-interest bearing transaction accounts will continue to be insured through December 31, 2009 for up to $250,000 under the FDIC's general deposit insurance rules.
FREE CHECKING ACCOUNT
- No minimum balance.
- No monthly maintenance fee.
- Instant Cash & Check Debit Card*.
- FREE Online Banking.
- FREE Bank by Mail.
- FREE After Hours Depository.
- FREE 24-Hour Telephone Banking.
- FREE Notary Service.
INTEREST CHECKING ACCOUNT
- Minimum Balance $500.
- No Monthly Service Charge (if below minimum balance - $5)
- Tiered Interest Rates.
- FREE Overdraft Protection - Swept from your savings account
(up to 6 times per month)
- Instant Cash & Check Debit Card*.
- ATM Fees Refunded - with $5000 average balance.
- FREE Online Banking.
- FREE Bill Pay
- FREE Bank by Mail.
- FREE After Hours Depository.
- FREE 24-Hour Telephone Banking.
- FREE Notary Service.
SENIOR CHECKING ACCOUNT
- No minimum balance.
- No monthly Service Charge.
- Free Checks
- Tiered Interest Rates.
- Instant Cash & Check Debit Card*.
- FREE Online Banking.
- FREE Bill Pay
- FREE Bank by Mail.
- FREE After Hours Depository.
- FREE 24-Hour Telephone Banking.
- FREE Notary Service.
STUDENT CHECKING ACCOUNT
- $50 opening balance.
- No minimum balance.
- No monthly Service Charge.
- Free Checks
- Tiered Interest Rates.
- Instant Cash & Check Debit Card*.
- FREE Online Banking.
- FREE Bank by Mail.
- FREE After Hours Depository.
- FREE 24-Hour Telephone Banking.
- FREE Notary Service.
BUSINESS CHECKING ACCOUNT
- No minimum balance.
- Account Analysis With A Tiered Earnings Credit Rate
- Business Instant Cash & Check Debit Card*.
- FREE Overdraft Protection - Swept from your savings account
(up to 6 times per month)
- FREE Online Banking.
- FREE Tax Depository.
- FREE Bank by Mail.
- FREE After Hours Depository.
- FREE 24-Hour Telephone Banking.
- FREE Notary Service.
- Coin & Currency Service
BUSINESS INTEREST CHECKING ACCOUNT
- No Minimum Balance.
- Account Analysis.
- Tiered Interest Rate.
- Business Instant Cash & Check Debit Card*.
- FREE Overdraft Protection - Swept from your savings account
(up to 6 times per month)
- FREE Online Banking.
- FREE Tax Depository.
- FREE Bank by Mail.
- FREE After Hours Depository.
- FREE 24-Hour Telephone Banking.
- FREE Notary Service.
- Coin & Currency Service
COMMERCIAL CHECKING ACCOUNT
Identification Procedures Requirements: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver's license or other identifying documents.
